Requirements

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Over indebtedness is something that you would like to avoid at all cost! Getting into a situation where you cannot repay loan commitments can be avoided.


STEP 1

Use the loan calculator on the home page and decide how much you would like to borrow and when you would like to pay it back. Calculate the repayment amount and make sure it fits into your budget!

  • Minimum loan – R300
  • Maximum loan – R2 500

STEP 2

Complete the online application form. Please be honest – it helps us to be a responsible lender.


STEP 3

Please attach the following documents to your application form – this helps us to ensure that you do not borrow more than what you can afford.

  • Copy of your RSA ID
  • 2 month’s bank statements
  • Most recent payslip

STEP 4

Wait for approval. Our office will contact you within 2 hours via email.

If your application was successful, we will attach the loan contract. Please sign the contract and email or fax back to our office as soon as possible.


STEP 5

Once we received the signed documentation, we will pay the agreed amount into your bank account.

Please remember that transfers depend on interbank services, and will not always be available for withdrawal immediately.


STEP 6

Jalenca loans will debit your account with the payment amount on the agreed upon date – please ensure that there is money in your account on this date.